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Liens and repayment
Who may have a right to part of your settlement, and how it’s reduced.
| Who | Basis |
|---|---|
| Hospitals and some providers | Lien statutes |
| Health insurance | Policy terms; Georgia’s made-whole rule for some plans |
| ERISA self-funded plans | Federal law may control |
| Medicare | Federal secondary payer rules |
| Georgia Medicaid | State recovery rights |
Reductions are common. Many liens can be negotiated down. That can increase your net.
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